How to change your car insurance provider
A good time to switch insurers is when your existing policy is due to be renewed as the paperwork is simpler. The only thing you will need to do is to provide proof of your current no claims discount to your new insurer. It is important to do this in good time, say a month before your car insurance is due. If you leave it to last minute car insurance providers often quote you a higher premium if the start date is in a few days time as opposed to say three of four weeks time!
Generally you can cancel at any time and you will be refunded the remaining part of the contract, less an administration fee. Always read the small print on your policy.
The car insurer will ask for the insurance certificate to be returned back to them so that they can process your refund.
Always make sure that your new cover starts when the old cover finishes. You don’t want to be uninsured as driving the vehicle without insurance is an offence.
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